This is fairly off topic but something I thought that might possibly assist a Hueligan or two.
My nephew joined a gym only for lockdown to hit. I have drafted a pretty decent (and long and boring) letter which covers everything from the basis of frustrated contracts to the Covid act including their various supporting statutory instruments.
So if anyone in England and Wales only has managed to get themselves into a gym contract only to get hit by lockdown but the gym is either insisting payment or an extension on their terms and you don’t want that then send me a direct mail and I’ll give you a boilerplate to fill in the blanks.
For the avoidance of doubt this in no way represents any form of legal advice however it is a useful consumer tool when trying to deal with difficult finance companies (which is basically what a gym contract is in contact with).